Website Terms and Conditions
Last updated: 5 November 2026
Draft for legal review. This document has been prepared to UK standards but has not yet been reviewed or approved by a qualified solicitor. Items highlighted like this are facts we have not been able to verify and must be completed before publication.
1. Who we are
This website is operated by IronLedge Ltd (trading as IronLedge), a company registered in England and Wales with company number 14876824. Our registered office is International House, 36-38 Cornhill, London, United Kingdom, EC3V 3NG. In these terms, "we", "us" and "our" mean that company, and "you" means the person using the website.
Our FCA firm reference number: [FCA firm reference number: to be confirmed]. You can check authorisations on the FCA Financial Services Register at register.fca.org.uk. Our other registrations and certifications, with their reference numbers, are listed on our Security page.
2. About these terms
These terms govern your use of this website only. They do not govern the IronLedge platform, its APIs or any service we provide to customers. Those are available only under a separate written agreement with us. By using the website you agree to these terms. If you do not agree, please do not use it.
The website is intended for businesses and professionals. If you are a consumer, nothing in these terms limits your statutory rights under the Consumer Rights Act 2015 or any other law that cannot be excluded.
3. Using the website
You may view and use the website for lawful purposes connected with finding out about us and contacting us. You must not:
- use the website in a way that is unlawful, fraudulent or harmful, or that breaches the Computer Misuse Act 1990;
- attempt to gain unauthorised access to the website, its servers or any admin area, or to interfere with its operation;
- introduce malware, scrape the website in a way that harms its performance, or submit false or misleading enquiries;
- use automated means to submit the contact form other than as a normal visitor.
4. Prototype content and simulated data
Screens, figures, names, balances, payments, alerts and other data shown on this website come from a prototype console and are simulated. They are examples of how the product looks and behaves. They are not real customer data, real transactions or real results, and they do not describe the performance, availability or coverage of any live service.
Features marked "Planned" are not available. Features marked "Beta" or "Coming soon" may change or may not be released.
5. No advice or offer
The content of this website is general information. It is not legal, regulatory, financial, tax or investment advice, and it is not an offer capable of acceptance, a quotation or a commitment to supply any service. Descriptions of UK laws, regulators and institutions are simplified summaries for context. They do not mean that any regulator, bank or other institution has approved, authorised, partnered with or endorsed us. You should take your own professional advice before relying on anything here.
6. Intellectual property
The website, its design, text, graphics, logos, product screens and underlying software are owned by us or our licensors and are protected by copyright, trade mark and other intellectual property rights. You may view the website and print or download extracts for your own internal business reference. You must not copy, modify, distribute or commercially exploit any part of it without our written permission. "IronLedge" and our logo are our marks, whether or not registered.
Open banking, FCA and other third-party names are used only to identify their owners and do not imply any relationship.
7. Links and third parties
The website links to other websites, including UK regulators and Open Banking Limited. We do not control them and are not responsible for their content or privacy practices. A link is not an endorsement. The "Sign in" links take you to the IronLedge portal, which is a separate application with its own terms.
8. Availability and changes
We try to keep the website available and accurate but do not promise that it will be uninterrupted, error-free or always up to date. We may change, suspend or withdraw any part of it at any time without notice.
9. Our liability
Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited.
Subject to that, and to the extent permitted by law: the website and its content are provided "as is"; we are not liable for loss arising from your reliance on information on the website, including simulated data; and we are not liable for loss of profit, revenue, goodwill, data or for any indirect or consequential loss arising from your use of, or inability to use, the website. Where we are liable to a business user despite this, our total liability arising from use of the website is limited to £[Liability cap amount, to be set on legal advice: to be confirmed].
10. Your liability
You are responsible for the accuracy of any information you give us through the website and for any loss we suffer because you breach these terms.
11. Privacy and cookies
How we use personal data is explained in our Privacy Policy. How we use cookies and similar storage is explained in our Cookie notice.
12. Changes to these terms
We may update these terms from time to time. The version on this page, with its "last updated" date, is the one that applies when you use the website.
13. Governing law and disputes
These terms and any dispute or claim arising out of or in connection with them or the website (including non-contractual disputes) are governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction, except that if you are a consumer living in Scotland or Northern Ireland you may also bring proceedings in your home courts.
14. Contact
You can contact us through our Contact page or at info@ironledge.co.uk.
Questions about this document? Contact us.