Let customers set up flexible, consent-driven recurring payments — variable amounts, adjustable schedules, instant execution. No card-on-file, no mandates, no direct debit delays.
VRP removes friction from subscriptions, sweeping and bill payments — all within a single consent grant.
Me-to-me transfers between a customer's own accounts — ideal for savings automation, ISA contributions and cash management.
Business-to-business recurring payments with variable amounts — subscriptions, utilities, and invoice auto-pay without direct debit delays.
Customers set max amount, frequency and expiry at consent time. Full transparency builds trust and reduces disputes.
Payments execute via Faster Payments and SEPA Instant rails — no 3-day clearing cycles, funds arrive in seconds.
Customers revoke consent at any time via your app or their bank. No chargebacks, no disputes — just clean cancellation.
Real-time webhooks fire on every payment execution, consent change, and failure — so your system stays perfectly in sync.
POST a VRP consent with max amount, currency, frequency and expiry. Ironledge returns a redirect URL.
Customer is redirected to their bank, reviews limits and approves via biometric or PIN — one time only.
Use the consent token to trigger payments up to the agreed limit at any time — no customer interaction needed.
Ironledge fires a webhook on settlement. Track all payments against the consent via the management dashboard.
Sweep spare change or fixed amounts into ISAs, savings pots and investment accounts — automatically, every payday.
Explore use case →Replace card-on-file for SaaS, streaming, and membership platforms. Lower failure rates, no card expiry issues.
Explore use case →Energy and utility providers collect variable monthly bills via VRP — no direct debit delays, exact amounts paid.
Explore use case →Create a VRP consent in one call. Ironledge handles the redirect, SCA flow and consent management — you trigger payments whenever you need them.
Faster, cheaper and more flexible than direct debit — with customer consent built in from day one.
No credit card required · FCA regulated · Sandbox available instantly