Compliance

Open Banking Compliance Suite

End-to-end regulatory infrastructure โ€” FCA authorisation, consent management and audit-ready data so you can build and scale with full confidence.

FCA
Authorised AISP + PISP
ISO 27001
Certified
PSD2
Compliant
GDPR
Ready
Core Capabilities

Everything you need to
build with confidence

Six production-ready capabilities available from day one โ€” no additional integrations or extra licensing.

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FCA Authorisation

Operate under Ironledge's FCA AISP/PISP licence without needing your own regulatory approval.

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Consent Management

Full consent lifecycle โ€” grant, renew, revoke โ€” with audit-ready records and expiry tracking.

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GDPR Compliance

Built-in data handling, right-to-erasure and data minimisation controls across all API responses.

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PSD2 & UK OB Standards

Native compliance with EU PSD2 and OBIE technical standards, updated automatically as rules evolve.

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SCA Enforcement

Strong Customer Authentication enforced natively via the bank's own SCA flow โ€” no workarounds.

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Regulatory Reporting

Auto-generate FCA periodic returns and PRA reports from live API data with a single call.

How It Works

Compliance handled
end-to-end

01

Configure Your Setup

Select required scopes, configure consent templates and branding in the Ironledge dashboard.

02

Consent Captured

Users complete a compliant consent flow with a full audit record created automatically.

03

Ongoing Monitoring

Consent expiry, renewals and revocations are tracked and managed continuously.

04

Report on Demand

Generate FCA, GDPR and OBIE compliance reports from live data at any time with one API call.

Use Cases

Built for regulated
financial products

Identity

GDPR Consent Management

Capture, store and manage user consent with full right-to-erasure and immutable audit trails.

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Regulatory

FCA Periodic Reporting

Auto-generate the data required for FCA and PRA submissions from live transaction data.

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Risk

Immutable Audit Trail

Every API interaction logged with tamper-proof records ready for regulatory examination.

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Developer Experience

Compliance built into every response.

Every Ironledge API response includes consent metadata, data lineage and retention flags โ€” compliance is automatic, not an afterthought.

consent-status.js
// Check consent statusGEThttps://api.ironledge.com/v1/consents/{consent_id}// Response{"status": "active", "scope": "accounts transactions", "granted_at": "2025-01-15T10:00:00Z", "expires_at": "2026-01-15T10:00:00Z", "gdpr_basis": "explicit_consent", "audit_ref": "aud_abc123"}

Build on regulated
infrastructure you can trust.

FCA authorised, ISO 27001 certified, PSD2 and GDPR compliant โ€” from the moment you go live.

No credit card required ยท FCA regulated ยท Live in minutes